Frustration

Can you tell by the title how I am feeling???? Do you ever feel that things never work out to your favor?? I am feeling so frustrated right now. A lot of little things are just adding up to put me in a bad mood. I hate being in this mood too. Its not fair to my family either. Anyway, like I said, I have had a lot of little things that added up, but what really topped it off was hearing back from the bank. Let me explain.....

We were in the process of refinancing our house. We sent in all the paperwork, paid for the inspection, etc. Well, we bought our house in 2006 when the interest rates were really high like 7%. We always thought that in 5 or 6 years we would move to our "bigger" home, so we would just deal with the interest rate. Well, the economy took a plunge and thank the Lord neither one of our jobs has really been affected by the economy. So, we are very blessed both of us have a job. However, our dreams of moving or building a bigger home is put on hold. We don't know what the future will bring, so we aren't going to rock the boat right now. Anyway, we thought....we have excellent credit, when we bought the house we had quite of bit of equity in it, so why not refinance and save money for something later on. Like I said, we were in the process of refinancing to an interest rate of 4.6%. Wow!! Big difference from 7%. So, we had our house inspected. The BIG ball dropped......since the economy is so bad.....we lost equity in our home. We still owe less than what it's worth, but we lost a LOT of money. So, now the bank said that we could still refinancing, but we have to come up with like 5K at closing. Seriously??? So, it's a no go. John and I aren't willing to pay that for a home we don't want to be in for the rest of our lives. Pretty bummed. Actually pretty pissed. It's really not fair that we pay all our bills on time, we go out and work our butts off, and still we can't ever get a break. Maybe I should quit my job, have a million babies, and have all the taxpayers pay for my family.....just like I am doing now. Geez, so not fair.....